In order to obtain a life certificate, a pensioner needs to be present before the pension disbursing agency, or is required to produce a life certificate issued by the authority where he or she served as a government employee, and then deliver the certificate to the disbursing agency.
This very requirement of being present before the disbursing agency or producing a life certificate is quite a cumbersome process, especially for those who are very old, sick and unable to move out of their homes. Besides, many pensioners move to different locations with their children, and have to visit the disbursing centre every year where the pension is issued.
These issues are very crucial and that is why the Government of India has launched a Digital Life Certificate for Pensioners Scheme, known as Jeevan Pramaan — a simple and hassle-free process of securing the life certificate. One of the prime aims of the Jeevan Pramaan scheme is to streamline the process of getting the life certificate and making the process easier for pensioners.
A pensioner can now digitally provide an Annual Life Certificate to the authorities for continuity of pension instead of presenting himself physically or through a Life Certificate issued by specified authorities every year. Lakhs of pensioners on various schemes are already benefitting from the programme.
Nearly 15.38 lakh pensioners have already registered for a Digital Life Certificate (DLC) in about a year’s time. Interestingly, the enrolled pensioners come from different districts of the country showing the interest the facility has generated all over India, including in far-flung rural and hilly districts.
The digital certificate scheme is a biometric-enabled digital service for pensioners from the Central government, state government or any other government organisations. The scheme uses the Aadhaar platform for biometric authentication of the pensioner. After successful authentication, a DLC is generated. The electronically generated life certificate can be sent to the disbursing agency without any manual intervention.
Who can enrol?
While the scheme rolled out for civil pensioners of the Central government, several other pension schemes have adopted Jeevan Pramaan and provide a DLC facility to their pensioners.
Presently, apart from civil Central government employees, defence services, Employees’ Provident Fund Organisations (EPFOs), post offices, Railways, Defence Pensioners Disbursement Office (DPDOs), several PSUs including Mumbai Port Trust, Chennai Port Trust and New Delhi Municipal Council are providing this service.
State governments have also recognised the potential of Jeevan Pramaan and have adopted the service. The governments of Haryana, Himachal Pradesh, Telangana, Madhya Pradesh, Maharashtra, Punjab, Puducherry, Odisha, Andaman & Nicobar islands, Rajasthan and Jharkhand have already started providing these services.
How to locate a Jeevan Pramaan centre
A pensioner can either visit his or her nearest Jeevan Pramaan Centre or use the client application of any PC/mobile/tablet. Finding a Jeevan Pramaan centre is quite easy — visit the site: www.jeevanpramaan.gov.in and find the centre by location or the pin code. Alternately, sending an SMS ‘JPL space pin code’ to 7738299899 will do. The SMS portal will reply with the details of the centre to the pensioner’s mobile number.
Requirements for registration on Jeevan Pramaan
Bank Account Number and Branch Detail such as Name, and Address
Registration on Jeevan Pramaan
There are three different ways to register and get a Jeevan Pramaan.
1. The pensioner can visit his or her nearest Jeevan Pramaan Centre and register online. The centre may charge a nominal fee for this kind of service.
2. Visit a designated office and register
3. A pensioner can download the application (available on the website) and install the program either on an Android-based smartphone or a Windows PC/laptop, and register.
This process will require a biometric device. Some of the compatible biometric devices in use are as follows:
What after registration?
After successful registration and authentication by the scanner, a Pramaan ID/transaction number is displayed on the screen, and it is also sent to the pensioner’s mobile number. The portal generates an Electronic Jeevan Pramaan and it’s stored in the Central Life Certificate Repository database. This information can be accessed by the disbursing bank.
However, the pensioner needs to inform the bank every year that the Jeevan Pramaan has been generated through the online portal. The Jeevan Pramaan registration is done once; however, Jeevan Pramaan needs to be updated every year using biometric authentication. The Digital Life Certificate is a valid certificate and is recognised under the IT Act.